How this policy applies in India
Our Privacy Policy covers personal data you give us directly, data created when you sign in, and records linked to wallet activity through UPI, Paytm and PhonePe. We use this data to run your account, process identity and payment checks, keep login access secure, respond to
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privacy requests and meet legal duties that apply to our service. We do not sell your personal data. Some sharing is needed with payment processors, verification partners, hosting providers and support tools that help us operate the account journey. When access or eligibility is discussed, it
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depends on local law and is available where local law permits. If a legal requirement asks us to keep certain records, we retain only what is needed for that purpose and restrict access inside our team.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.